
Prepaid Phone Cards
Buying Tips
Prepaid phone cards
can be difficult to choose, but we've developed this page to arm you with
the information you need to make a fully informed buying decision.
Plan long calls
Cards with low per-minute rates usually have high connect fees. That
being so, its best that you make long calls rather than short calls, even if
you have to plan a call.
How to waste money. If you have a connect fee of, say $1, and you
call Sweden only to find that the person you're calling can't talk at the
moment, then you'll have wasted $1 on a 1-minute call. A dollar-per-minute
rate is just too high a price.
How to save money. Instead of paying $1 or $2 to find out that the
other party can't talk at the moment, plan your long calls with whomever you
are to call. You can contact your call recipient to plan a call in at least
three ways:
- By e-mail.
- By calling him or her using a phone card that has no connect fee.
(See AmeriChoice, a long and short call card in one card)
- By calling him or her using your normal long distance carrier.
Check the following issues
Although none of the following are issues with GBS, the Better Business
Bureau recommends that, before purchasing calling products, you check the
reliability of the company by answering the following questions to your
satisfaction:
- Is there an activation fee?
- Are the rates the same across the continental U.S.A.?
- Are you purchasing from a reputable company.
- Does the seller guarantee satisfaction?
- Does the product allow you to call internationally?
If you do experience a problem, you can contact your local Consumer
Affairs Department, State Attorney General, Better Business Bureau or
Federal Trade Commission, Division of Service Industry Practices in
Washington, D. C. at
(202) 326-2222.
Disposable vs. Rechargeable
Prepaid phone cards come in two types: disposable and
rechargeable.
Disposable: This is the more popular type of prepaid
phone cards. They initially have a certain number of minutes or a
dollar value, and is thrown away after all minutes are used.
Rechargeable: These cards also have a certain value or
number of minutes, but when depleted can be recharged by calling the
respective Customer Service department and billing additional minutes to
your credit card. The cost of the recharged minutes are often higher than
what you originally paid for them.
The better choice? Rechargeable cards have one disadvantage,
namely that most of them are subject to a weekly or monthly service fee that
is incurred, even during times of inactivity. On the other hand, if you buy
multiple cards and you don't recharge them, then any time of inactivity
between cards will not be subject to service fees!
Choosing the right denomination
For $20 worth of prepaid
phone cards, it's sometimes advantageous to purchase two $10 ones
instead. That's because the inactive time you spend between cards is
not subject to the weekly service charge—it can save you money.
Marked or advertised units
Minutes Cards marked in minutes have that number of minutes
of call time.
Units Cards marked with units rather than minutes can
usually be used to make international calls. The number of units usually
reflects the number of minutes for domestic calls. Companies charge
multiple units for each minute of calling to international countries.
For instance, if calls to Mexico cost 3 units per minute, then a 60-units
would yield 20 minutes of call-time to Mexico (60 units / 3 units per minute
= 20 minutes).
Dollars Most cards, including ours, are marked with a dollar
amount. Much like the products marked in units, these can be used to call
domestically and internationally. They usually have a connect fee,
per-minute rate, and a monthly fee.

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